Key Person Insurance Solutions

What Is Key Person Insurance?

Key Person Insurance known in the insurance industry as “Key Man” insurance is life and disability insurance that covers key employees (including business owners and founders) important to the business’ success. The loss of a top manager or key executive due to a disabling injury or death would have devastating effects on most companies. Key man insurance allows businesses to plan for these unforeseen events and be prepared should death or disability strike a top performer.

Could your company bear the loss of a key executive, owner or key employee? Who will lead your company when the CEO retires? What if your top salesperson or partner becomes permanently disabled? Do you have a plan? Having key person insurance policy can help you answer these questions with confidence. Key man insurance is more complicated than just buying life insurance. Ownership and beneficiaries must be the business and the proper agreements in place to allocate benefits

We specializes in assisting organizations of all sizes protect their most important assets, their people, with key man insurance. In most cases, the cost of a key man insurance policy is negligible and very easy to obtain. Don’t make a critical mistake and let the lack of basic planning sabotage your business’ continued success.

Key Man Life Insurance

We have top insurers in  the marketplace that have uncover the best life insurance policies for your key employees and executives assuring your business is protected at the absolute best value.

Key Man Disability Insurance

We offer custom quotes to cover all disability insurance needs including key man disability, executive disability income insurance, disability buy-out insurance and business overhead expense insurance.

Business Planning & Preparation

We help you execute a sound strategy to proper implementation of executive benefits as a crucial step in maximizing both the protection and the longevity of your key employees, as well as the business itself.

Why Crestway Group

The Crestway Group (CWG) can help you navigate all the potential Life Insurance options to customize your company’s Key Man Insurance. Contact a team member in our Business Lines Division to work with team member who understands the requirements to protect a business in the untimely death of a key man.