Auto & Truck Insurance
Auto & Truck Insurance
Looking to insure your car or truck? When you work with the Crestway Group (CWG) you’ll find competitive rates, money-saving discounts, and great best customer service pay-as-you-go monthly plans.
What does car insurance cover?
Auto insurance covers damage to your vehicle, damages/injuries you cause if you hit someone else, and much more. Check out the different types of coverage we offer below and get a customized car insurance quote.
Liability
Covers you if you’re at fault in an accident. Liability insurance is generally required by state law and protects you financially when you’re liable for your actions as a driver:
Bodily Injury Liability
Pays medical bills and lost income (up to your limits) if you hit someone and they’re injured. This covers anyone in the accident, plus legal fees if you’re taken to court as a result of the incident.
Property Damage Liability
Pays for damages (up to your limits) to someone else’s vehicle and/or property.
If you’re looking for a “full-coverage” auto quote, understand the term is a bit of a myth. “Full coverage” car insurance means something different to everyone, but it usually includes protecting your vehicle with comprehensive and collision coverage.
Comprehensive
Comprehensive coverage protects your vehicle against fire, theft, vandalism, hitting an animal, glass breakage, or weather/acts of nature. A deductible (the amount of money you’ll pay out of pocket before your insurer pays the rest) usually applies, but you’ll be able to choose the amount.
Collision
Collision coverage pays to repair or replace your damaged vehicle if you collide with another object, including vehicles, curbs, trees, etc. Collision covers you regardless of fault and also includes a deductible.
Uninsured/Underinsured Bodily Injury
Uninsured/underinsured bodily injury covers you and your passengers (up to your limits) if you’re injured in an accident and the at-fault driver has no insurance or not enough insurance. Covers your injuries if someone else hits you and can’t pay.
Uninsured/Underinsured Motorist Property Damage
Uninsured/underinsured property damage pays to repair or replace your vehicle (up to your limits) if you’re hit by a driver with not enough insurance or none at all. Covers your vehicle damage if someone else hits you and can’t pay.
Medical Payments
If you’re in an accident, medical payments will pay for medical and funeral expenses (up to your limits). Medical payments can also cover your family members or passengers, regardless of fault. The coverage also applies if you or your family members are passengers in other vehicles or hit by a car while you’re walking or riding a bicycle. Covers your injuries, funeral expenses, and more.
What’s SR22 insurance?
Insurance is all about being prepared and protected for the unexpected. So, if you’re told you need to get an SR22, SR 22 insurance, or an SR-22 form, would you know what to do? We’re here to help.
Most people don’t know exactly what an SR22 is until they need one. Is it car insurance? How does a driver get an SR22? We have your coverage answers below. And if you happen to need SR 22 contact us.
Why Crestway Group
Extra coverages and benefits are available and the Crestway Group (CWG) can help you obtain the Auto or Truck Insurance to help protect you or a family member. Contact a team member in our Personal Lines Division to ask about assisting you in obtaining Auto & Truck Insurance coverage that will help protect your property.